Bugged by CreditCard companies...Please help.

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sumeet
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Bugged by CreditCard companies...Please help.

Post by sumeet » Mon Jun 18, 2007 9:05 pm

I have got 4 of them and this has gone out of control to manage them. Last year when I got the cards issued, the agents assured me there is NO fees at all. It is life-time free card. But this year I have got to pay annual fees for 3 of them, Citibank, HSBC and ICICI. The fourth one HDFC is yet to ask for money. What can I do? Thinking of discontinuing the cards. Please advice.

techguy
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Do not pay anything.

Post by techguy » Tue Jun 19, 2007 12:15 pm

DO NOT pay any fees. If they ask, tell them you want to discontinue the card. They can do nothing.

chandnipai
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Post by chandnipai » Tue Jun 19, 2007 9:49 pm

Absolutely right........do not pay...remind them of the NO FEES condition for which u had taken the cards. if they insist...tell them u wanna discontinue.

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Utpal
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some are really free of any charges.

Post by Utpal » Sat Aug 04, 2007 10:28 pm

Some credit card are really free of annual fees and so. my friend has ICICI card for last three years and didnt hav to pay any fees sofar.

PeterArora
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fees are there

Post by PeterArora » Tue Aug 21, 2007 9:15 am

Even if some credit cards do not have any fees now, they will implement them in future. My ICICI card got Rs 100 annual fees added recently

Deepa
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Sensitive issue

Post by Deepa » Sun Oct 07, 2007 7:40 pm

Hai,
Recently my friend got a call from her credit card company for some excess charges for which she didnot buy anything. Moreover she was told to pay by cash only. What is this!!

vidya
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Re: Bugged by CreditCard companies...Please help.

Post by vidya » Fri Feb 13, 2009 12:16 pm

ya they ask to pay by cash only coz check will take min 3 days to debit if it is of other bank they may end up with late payment fee.... but if she has not used/buy any thing she can complaint on it.... even i am affected with the credit card interests i am planning to give it back....annual fee call up customer care ask them not to charge as they had said that there is no fee before they have to agree( :oops: just scold them like anything) they will revert the fee.... this had happen to me also once....

forever??
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Re: Bugged by CreditCard companies...Please help.

Post by forever?? » Tue Mar 03, 2009 12:34 am

Don't pay... tell them you will be more than happy to discontinue their services... ( I hope you are okay with that! or at least say so!) :D

kkkk

Re: Bugged by CreditCard companies...Please help.

Post by kkkk » Mon Feb 06, 2012 11:13 pm

HSBC is a big fraud. They have clearly said the card is "Lifetime FREE card".
As I am extra catious with credit card stuff, I had specifically asked them if they are gonna apply charges from 2nd year onwards. They said, no no, absolutely no charges.

Now I see 2000/- charges in my statement after 1 year! Well, I have mailed them about this and asked for a clarification. If they are not going to reverse it, I am gonna cancel the card, and anyways I will not pay this illegal fee. And I will make sure to educate everyone on the web to stay away from HSBC bank. More updates tomorrow.

Should never believe these Chinese company.

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